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Jacqueline Jossa gives fans a look at her new kitchen

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She’s in the midst of renovating her new £1.2 million ‘forever home’ in Essex with her husband Dan Osborne.

And Jacqueline Jossa revealed she’d completed her first big project in the house as she showed off her new eye-catching kitchen. 

Giving fans a tour on Instagram on Tuesday, the 28-year-old actress was sure to showcase the bold patterned tiles, a secret cupboard and a high-tech charging point. 

Before and after! Jacqueline Jossa gushed over her new Howdens kitchen as she opted for a white and navy Shaker style kitchen (right) after ripping out the original grey gloss fitting (left)

Sharing before and after pictures of the kitchen, Jacqueline gushed over her new Howdens fittings as she opted for a white and navy Shaker style kitchen after ripping out the grey gloss fittings.  

She captioned the shots: ‘ITS HAPPENING GUYS. Our new kitchen!! Swipe for the journey!

‘The kitchen is a @howdensjoinery and the amazing @fsp_construction_limited_ fitted the WHOLE THING! 

‘From start to finish you have been amazing guys, we love you all loads!! Friendly faces that get the job done! Why do I feel nervous… what do you think?

‘(I know you are going to ask about the tiles, I am going to do a whole separate post, some close ups and tell you all where we got it from and colours etc !!! Xxx [sic]’. 

Complete! She's in the midst of renovating her new £1.2 million 'forever home' in Essex with her husband Dan Osborne, now Jacqueline has completed her first big project in the house

Complete! She’s in the midst of renovating her new £1.2 million ‘forever home’ in Essex with her husband Dan Osborne, now Jacqueline has completed her first big project in the house

The EastEnders star then gave fans a video tour of the fittings, squealing, ‘I love it so much!’ 

She was quick to show off some of the features in the room, including a touch charging point fitted into the island countertop that rises out when used. 

The Queen Of The Jungle also gave a peek inside her secret cupboards, where she plans to keep her toaster, coffee machine and other appliances hidden away. 

The most eye-catching feature, however, was certainly her Freelands Tiles in a bold blue pattern that she used as a splashback and also on the floor around the island. 

Going for it: She ripped out the kitchen in the previous owner's home and starting from scratch

Going for it: Jacqueline showed off the bold transformation she had made

Going for it: Jacqueline showed off the bold transformation she had made after ripping out the kitchen in the previous owner’s home and starting from scratch 

Explaining her decision behind the unusual floor arrangement, Jacqueline revealed that the previous homeowners hadn’t tiled beneath the original kitchen island, so they had been left with an ugly concrete floor when they ripped it out. 

Jacqueline has been treating fans to several glimpses of the house’s impressive interiors on Instagram. 

Filming inside the open-plan living and kitchen space, she recently revealed there was an enormous TV installed on the wall, alongside a luxury tiled fireplace.

Wow: She was quick to show off some of the features in the room, including a touch charging point fitted into the island countertop that rises out when used

Look inside: The Queen Of The Jungle also gave a peek inside her secret cupboards, where she plans to keep her toaster, coffee machine and other appliances hidden away

Wow: She was quick to show off some of the features in the room, including a touch charging point fitted into the island countertop and gave a peek inside her secret cupboards, where she plans to keep her electrical appliances hidden away

Moving through the home, Jacqueline showed off the chic all-white kitchen and stylish concrete floors. However, the brunette beauty revealed there was still plenty of work to do on the property’s outside space.

Carrying her camera outside, Jacqueline revealed that the huge garden was still mostly comprised of concrete and tarpaulin.

The doting mother also revealed that she and husband Dan, 29, were having a bar added to the garden.

Panning the camera towards the back of her new garden, builders – one of whom was Jacqueline’s father-in-law – could be seen insulating the wooden outhouse.

The soap star also gave fans a glimpse of her and Dan’s gym – which was being built at the other end of the garden.

Glimpse: Jacqueline has been treating fans to several glimpses of the house's impressive interiors on Instagram

Wow: Filming inside the open-plan living and kitchen space, the EastEnders star revealed she'd had an enormous TV installed on the wall, alongside a luxury tiled fireplace

Glimpse: Jacqueline has been treating fans to several glimpses of the house’s impressive interiors on Instagram 

The couple – who share daughters, Ella, six, and Mia, two – have been openly documenting their changes to their new property on social media.

MailOnline revealed in March the six-bedroom house boasts a large kitchen and living room, as well as an additional study, fireplace and garden, while Jacqueline and Dan’s room has its own desirable dressing area.

Yet last month, the mother-of-two admitted that the toll of the house move is causing her stress as she told how things ‘keep going wrong’. 

In a post shared to her Instagram stories, she said: ‘I’ve been really stressed. I can’t actually explain to you how stressed I have been. 

‘It’s been really getting to me and it’s been really difficult for me. Things keep going wrong. Five things could get done, and then the next minute, ten more things would have to be done.’

The TV personality went on to explain that she had to take a few days away from the home to re-cooperate amid juggling the stress of moving home and caring for her daughters.

Work to do: However, the brunette beauty revealed there was still plenty of work to do on the property's outside space (pictured: what will be the bar)

Handy: The soap star also gave fans a glimpse of her and Dan's gym – which was being built at the other end of the garden

Work to do: However, the brunette beauty revealed there was still plenty of work to do on the property’s outside space (pictured: what will be the bar)

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Could equity release be used to help more younger homebuyers?

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Younger first-time buyers could be given more financial help from the Bank of Grandma and Grandad, through the use of improved equity release products, a new report suggests.

The document written by Tom McPhail, of consultancy The Lang Cat, claimed that younger buyers are missing out because older members of their family are unable to satisfactorily tap into their property wealth.

Mr McPhail said: ‘Releasing some of the equity in a property means older homeowners can choose when and how they share their wealth with younger generations.

‘An equity release by grandparents of say £20,000 now, could be transformational for a 20 something struggling to raise a deposit and get on the housing ladder but would make only a very modest dent to the value of the grandparent’s house.’

Releasing some of the equity in a property means older homeowners can choose when and how they share their wealth with younger generations, says new report

Releasing some of the equity in a property means older homeowners can choose when and how they share their wealth with younger generations, says new report

The report acknowledged that equity release has endured a poor reputation in the past after customers suffered ‘severe’ financial knocks.

The sector has been criticised for encouraging people to take on debt, particularly later on in life.

There has also been other concerns about equity release, such as customers falling into negative equity where the value of a property is less than the loan taken out against it when house prices fall.

The report suggested that while the equity release sector has since begun to put ‘its house in order’, it is ‘still not perfect’ and some regulatory safeguards need to be strengthened.

It called for several issues to be looked at, including early redemption charges on equity release products.

It said that most providers apply a simple sliding scale of charges, for example 10 per cent in year on to 1 per cent in year 10.

However, it claimed that some providers apply an early redemption charge based on prevailing gilt rates at that time, putting customers at an ‘unfair disadvantage’.

This is because the fees are not transparent as there is no way a customer can know in advance whether they’d be liable for a charge and if so, how much. 

In the past, customers have also fallen foul of the small print on their equity release loans when it comes to early-redemption penalties – such as couples who must pay an exit fee unless both of them need to go into care.

The report also raised questions about interest rates on equity release products. It said providers should be consistent with their lending criteria and not move the goalposts after customers have taken out a loan, as this can make it harder for them to access a top-up loan in the future, potentially forcing them to remortgage. 

Equity release products could help people access their property wealth to help younger members of their family onto the property ladder

Equity release products could help people access their property wealth to help younger members of their family onto the property ladder

The report argued that equity release products could help people access their property wealth to help younger members of their family onto the property ladder.

Mr McPhail added: ‘Raising a deposit has become an increasingly significant barrier to getting on the housing ladder, with increasing numbers of first-time buyers having to rely on financial help from older generations.

‘Releasing some of the equity in a property allows older homeowners to choose when and how they share their wealth with the younger generation.

‘This more targeted approach gives them greater control to use their assets to the maximum benefit at the point of need.’

Raising a deposit is a barrier to getting on the housing ladder, with increasing numbers of first-time buyers having to rely on financial help from older generations, says the report's author Tom McPhail

Raising a deposit is a barrier to getting on the housing ladder, with increasing numbers of first-time buyers having to rely on financial help from older generations, says the report’s author Tom McPhail

Equity release: How it works and advice

To help readers considering equity release, This is Money has partnered with Age Partnership+, independent advisers who specialise in retirement mortgages and equity release. 

Age Partnership+ compares deals across the whole of the market and their advisers can help you work out whether equity release is right for you – or whether there are better options, such as downsizing. 

Age Partnership+ advisers can also see if those with existing equity release deals can save money by switching. 

You can compare equity release rates and work out how much you could potentially borrow with This is Money’s new calculator powered by broker Age Partnership+.* 

 * Partner link

Jonathan Harris, of mortgage broker Forensic Property Finance, said: ‘Equity release has historically been viewed as a ‘murky’, high-risk sector, fuelled by minimal regulation, poorly-qualified advisers, only a handful of lenders and extortionately high interest rates.

‘Fast forward to today and we see a dramatically transformed sector, benefiting from strict regulation, highly-qualified advisers, multiple lenders and access to very competitive interest rates. 

‘Not surprisingly, equity release is now a viable and growing market for older borrowers looking to utilise the gains seen on property prices to bolster lifestyles, as well as pass on wealth to children when they need it.

‘Those considering equity release should make sure they understand the implications and involve family in any decision-making. It is always important to seek advice from suitably-qualified advisers.’

It comes as a separate report by Legal & General suggested that one in every £90 spent by retired Britons is funded by equity release.

It said that equity release funded an estimated £3billion in retirement spending last year, although it didn’t mentioned the money going to younger generations towards buying a property.

Instead, the report’s survey of 2,000 homeowners found that those with equity release have most frequently used the product to finance home improvements, at 26 per cent.

It said equity release is also being used to support costs such as medical expenses at 17 per cent, maintaining living standards in retirement at 16 per cent, and paying off personal debt at 16 per cent, for example paying off interest-only mortgages. 

It suggested that equity release is likely to play an increasingly important role in financing care-related expenses, with 19 per cent of prospective homeowners citing it as a consideration.

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Allianz Real Estate buys prime office building in Rome (IT)

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Allianz Real Estate, advised by Dils, has acquired an office property in the centre of Rome. The transaction, worth circa €175m, is one of the most important to have been carried out on the real estate market in Rome in recent years.

 

The building, consisting of eleven storeys, comprising nine above-ground and two underground, has a gross lettable area of circa 22,000m² and has undergone a major refurbishment, offering the highest environmental sustainability and energy efficiency standards (LEED Gold Certification). The strategic location, between the CBD and Termini Station, is enjoying great success, especially among corporate occupiers. 

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NCC sells Valby office scheme (DK)

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NCC is selling Kontorværket 1 office project in Valby, Copenhagen to Industriens Pension. The building will become biotech company Genmab’s new headquarters and will meet high environmental standards for both the building and the area. The transaction will be conducted as a company divestment, based on an underlying property value of approximately €81.9m (SEK875m). Transfer of the project and payment of the purchase consideration is expected to result in a positive earnings effect in the NCC Property Development business area in the first quarter of 2023.

 

“We are now selling Kontorværket 1, the first phase of our development project in Valby in the central parts of Copenhagen. Here we have developed property with an optimal infrastructure and appealing architecture, and I am pleased that Industriens Pension is now taking over,” said Joachim Holmberg, Business Area Manager, NCC Property Development.

 

Kontorværket 1 encompasses 16,000m² of lettable area and also includes a basement featuring a parking garage next to the building, with space for 280 vehicles and facilities for parking bicycles.

 

“This is an attractive and future-proof office property, located in an area with very good infrastructure, a motorway, a nearby metro and S-train station. The 15-year lease with Genmab fits well with our strategy as a long-term owner, and we expect the property to contribute a stable return for our members for many years to come. We look forward to welcoming Genmab’s experts in biotechnology,” said Soren Tang Kristensen, Head of Real Estate Investments, Industriens Pension.

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